   ----------   :     (TECHCOMBANK)    GVHD: Th SVTT :  MSSV : 106401368 TP.HCM,  2010   i  LỜI CÁM ƠN           em                V       K         v :   Trang  i  . ii  iii  . iv  x  xi  1  . 1  . 2  2  . 2  3 CH  1.1 Cho  . 4 1.1.1 K 4 1.1.2  . 4 1.1.3 Vai  . 4 1.1.3.1              4 1.1.3.2   5 1.1.3.3   . 6 1.2  . 6 1.2.1  . 6  v :  1.2.1  8 1.2.2 Cho vay kinh doan 8 1.2.2  8 1.2.3  8 1.2.4  9 1.3  . 9 1.4  . 10 1.4.1  10 1.4.2  . 10 1.4.3  10 1.5  . 11 1.5 . 11 1.5 12 1.5.3 12 1.5.4  . 13     . 15   15  15    . 17  17  17 2.2.3  18 2.2.3.1  . 18 2.2.3.2 ng ban . 18  . 20  . 20  v :   21 2.2.4.3  21 2.2.4.4  . 21    . 24  24  . 24 2.2.5.2  24 g 25 2.2.5.4  25 2.2.5.5  . 25 2.2.5.6  25 2.2.5.7  26 2.2.5.8  26 2.2.5.9  . 26 2.2.5.10  26 2.2.5.11  27 2.2.5.12  . 27 2.2.5.13 ng 27 2.2.2.14  27 2.2.5.15  . 27   2009 30 CB   . 30  . 31  32 - CLN 33  34 2 3.3.1 chung . 34 2 3.3.2 38 2.3.3.2.1 38  v :   41  . 44   -   . 46 --  . 46    50  . 50  . 51             . 51  . 51  . 53                   . 53   55  . 55  55  55  . 55  . 60  61  xi    -  **  **              -- 2009 -- 2009 - CLN     - 2009    Chuyên đề tốt nghiệp GVHD: Ngô Ngọc Cương SVTT: Nguyễn Thị Kim Vui 64 DANH MỤC TÀI LIỆU THAM KHẢO 1. TS. Phan Thị Thu Hà, Giáo trình: Ngân hàng thương mại, NXB Thống Kê, năm 2004 2. PGS.TS Nguyễn Ninh Kiều, Giáo trình nghiệp vụ ngân hàng thương mại, Nhà xuất bản thống kê. 3. GS.TS Phan Văn Tư, Giáo trình ngân hàng thương mại, Nhà xuất bản thống kê. 4. Tạp chí công nghệ Ngân hàng 5. Trang web: http://www.vietbao.com.vn 6. Trang web: http://www.vneconomy.com.vn 7. Trang web: http://saga.com.vn 8. Trang web: http://www.sbv.gov.vn 9. Trang web: http://www.techcombank.com.vn 10. Trang web: http://www.vnexpress.net 11. Trang web: http://www.tailieu.vn 12. Tài liệu, văn bản, công văn của ngân hàng TMCP Techcombank Chi Nhánh Chợ Lớn. 13. Báo cáo thường niên của ngân hàng TMCP techcombank.    x DANH MỤC CÁC TỪ VIẾT TẮT  DN :  TMCP :  NHNN :  TNHH :  SXKD :  CN :   :  CVKH :  NH :  TCB : Techcombank  CN-XD - DV :  Ban KS& HTKD :  BKS :  TD & QTRR :  B : Ban   :   :   :  P.KD :  CV :  QHKH :  ID :  TCB  CLN :     1   1               -                                               . 12. Tài liệu, văn bản, công văn của ngân hàng TMCP Techcombank Chi Nhánh Chợ Lớn. 13. Báo cáo thường niên của ngân hàng TMCP techcombank. . Thị Thu Hà, Giáo trình: Ngân hàng thương mại, NXB Thống Kê, năm 2004 2. PGS.TS Nguyễn Ninh Kiều, Giáo trình nghiệp vụ ngân hàng thương mại, Nhà xuất bản